Determining Eligibility

 
 
 

Determining Financial Aid Eligibility

The financial aid process begins when the Free Application for Federal Student Aid (FAFSA) is submitted. The Department of Education uses FAFSA data to calculate the estimated Expected Family Contribution (EFC) to determine a student's eligibility.

To qualify for federal student aid, you must meet the following requirements:

  • Be a U.S. citizen or eligible non-citizen.
  • Have a high school diploma or GED certificate.
  • Have a valid Social Security number.
  • Be registered with Selective Service, if you are a male.
  • Be enrolled in an eligible CCBC credit certificate or degree program.
  • Be enrolled at least 6 credits/billable hours to be eligible for a student loan.
  • Meet Satisfactory Academic Progess (SAP) requirements.
  • Not defaulted on any prior federal student loan(s) or owe a refund for a grant.

Cost of Attendance (COA)

Financial need is determined by subtracting Expected Family Contribution (EFC) from the Cost of Attendance (COA). The following examples are nine month budgets based on an average of 13 credits for full-time enrollment.

 

Baltimore County Resident

Out-of-County Resident

Expenses

Dependent
Student

Independent
Student

Expenses

Dependent
Student

Independent
Student

Tuition
and Fees

$3,292

$3,292

Tuition
and Fees

$5,892

$5,892

Books and
Supplies

$1,400

$1,400

Books and
Supplies

$1,400

$1,400

Transportation

$2,168

$2,168

Transportation

$2,168

$2,168

Home
Maintenance

$3,713

$7,426

Home
Maintenance

$3,713

$7,426

Personal and
Miscellaneous

$1,510

$1,510

Personal and
Miscellaneous

$1,510

$1,510

Total Estimated
Budget

$12,083

$15,796

Total Estimated
Budget

$14,683

$18,396

  

Budgets will vary depending on whether a person is enrolled in:
(1-5 credits/billable hours) - less than half time
(6-8 credits/billable hours) - half time
(9-11 credits/billable hours) - three-quarters time
(12 or more credits/billable hours) - full-time

Email Award Notification

The Financial Aid office will send an email to a student who is eligible for the following types of aid:

  • Federal Pell Grant
  • Federal Supplemental Education Opportunity Grant (SEOG)
  • Maryland Part-Time Grant
  • Federal Stafford Direct Loan (Subsidized, Unsubsidized and PLUS)
  • Student Employment
  • Maryland State Scholarships and Grants
  • Institutional Scholarship and Grants

The Bursar will do one of the following:

If the awarded aid covers the entire bill (tuition, fees and book credit), no further action is required.

After your financial aid has disbursed to your student account, if there is any excess financial aid, a refund check will be created through Student Finance. Refund checks are mailed within 14 days after disbursement.

If the awarded aid covers only part of the bill, the student is responsible for the difference.

The student may:

Independent vs. Dependent Student Determination

A student is required to enter his or her and parent information when completing the FAFSA, if they cannot answer answer Yes to one of or more of the following questions:

  • Were you born before January 1, 1991?
  • As of today, are you married? (Answer “Yes” if you are separated but not divorced.)?
  • At the beginning of the 2014–15 school year, will you be working on a master’s or doctorate program (such as an M.A., M.B.A., M.D., J.D., Ph.D., Ed.D., graduate certificate, etc.)?
  • Are you currently serving on active duty in the U.S. armed forces for purposes other than training? (If you are a National Guard or Reserves enlistee, are you on active duty for other than state or training purposes?)
  • Are you a veteran of the U.S. armed forces?
  • Do you have children who will receive more than half of their support from you between July 1, 2014, and June 30, 2015?
  • Do you have dependents (other than your children or spouse) who live with you and who receive more than half of their support from you, now and through June 30, 2015?
  • At any time since you turned age 13, were both your parents deceased, were you in foster care, or were you a dependent or ward of the court?
  • Has it been determined by a court in your state of legal residence that you are an emancipated minor or that you are in a legal guardianship?
  • At any time on or after July 1, 2013, were you determined to be an unaccompanied youth who was homeless, as determined by (a) your high school or district homeless liaison or (b) the director of an emergency shelter or transitional housing program funded by the U.S. Department of Housing and Urban Development?
  • At any time on or after July 1, 2013, did the director of a runaway or homeless youth basic center or transitional living program determine that you were an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless?

If you could not answer "Yes" to one or more of these questions and have mitigating circumstances, use this request form to apply for a dependency override.

 
 
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